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Inspect This Home Inspections Army Veteran Owned · NY Licensed
Nassau County · colonial

Home inspector in Saddle Rock Estates, NY

In 2020, Lou Rubino inspected one home in Saddle Rock Estates — one job, one written report, and the photographs below come from it. The report describes a colonial, about 82 years old.

Rated 4.9 on Google as of November 2026 · U.S. Army veteran owned · NY licence #16000039568 · 516-330-3870

What the Saddle Rock Estates report found

The report, as Lou wrote it up.

2020, a colonial, about 82 years old: 9 items flagged: 4 roof, chimney and attic; 2 exterior; 1 kitchen. As recorded: hip roof, slate, seen from: ladder, framed with 2 x 6 rafters; attic: storage and light in attic, fiberglass insulation, soffit vents, passive and thermostatically controlled fan ventilation; brick and clapboard vinyl and full brick siding, chimney: brick; poured concrete foundation, 3 x 8 and 8"x 8"x 2ea main wood beams floor framing, crawlspace: from entry; hydronic heat on natural gas, 75 gallon gas (quick recovery) water heater (basement and utility room); 200-amp circuit breakers (Crouse-Hinds and Square D), romex and BX wiring, copper supply pipes, public water, air conditioner unit; casement, thermal/insulated and awning basement windows, hardwood t&g, carpet and tile floors, wood cabinets, granite counters. Flagged, in Lou’s words: “Flat roof section over entrance mineral is wearing, should be painted with silver roof paint”; “Loose slate to left of skylight over entrance”; “Loose slate over right side upper window”; “Loose slate at right rear lower ridge”; “Missing slate under, left side upper window”; “Leaves are accumulating in chimney flashing pocket”; “Chimney is wide and should have a cricket”; “During heavy rain water will splash up on to brickwork of chimney”; “A cricket will deflect water and debris”; “Cement cap is cracked on side”; “Left rear gutter is loose from hangers and distorted in shape”; “Left rear leader pipe needs to be extended away from house”; “Leader pipe from upper roof needs to be extended to lower gutter on extension”; “Left rear gutter leaking onto chimney”; “Recessed lighting attic is a source of drafts”; “Hole in vinyl siding right rear extension”; “Blue stone walkway to front entrance has cracked cement joint”; “Safety Item: Hollow door with sheet metal is not fire rated”; “Wall cabinet doors hit left side”; “Left rear bedroom, rear window won't close”. Also noted: “Crawl space is insulated between joists”; “Average life span of gas fired water heater is 13 years”; “Left rear exterior wall, next to gas meter”; “Sump pump in basement closet next to whole house trap”; “Ground water was in sump pump”; “Main and sub panels in basement left rear”; “Living room radiators got hot while second floor radiators only the first rung got hot”. On the day: 61°F, cloudy, damp ground, rain in the three days before; the house faces east. Not present in this house: gas/lp firelogs and fireplaces; trash compactor.

“Flagged” is HomeGauge’s Repair or Replace mark, not a verdict on the house. See a complete report.

Related: The Nassau County page · What an inspection costs · Schedule an inspection.

Photographs from Saddle Rock Estates reports

Roof-level view of white siding and dentil trim with red arrows marking exposed tubing along the soffit.
Exposed refrigerant tubing running up the right side of the house, back along the soffit and into the attic, as marked by the red arrows in the report photo.

The photograph is from Lou's own Saddle Rock Estates inspection report, chosen because it shows a building component and nothing that identifies a property or an owner.

Buying in Saddle Rock Estates: the questions with sourced answers

Each answer is built from Saddle Rock Estates’s own rows in public data — the Census, NYSDOH, NYSDEC, FEMA, the office that holds the permits — or from Lou’s reports, and cites its source. Data retrieved 1 November 2026.

How old are the houses in Saddle Rock Estates?

Median year built in zip 11021: 1955 (Nassau County: 1955). Of 8,705 units, the 1950s built the most, 26%; 6% is from 2000 on. Next come the pre-1940 houses at 26% and the 1960s at 15%. An older house is not a worse house, but its wiring, plumbing and roof were installed under different rules and replaced piecemeal, which is what the inspection looks for. Lou’s reports here: 82 years old. (ACS)

How are homes in Saddle Rock Estates heated? Is an oil tank likely?

64% utility gas, 16% fuel oil or kerosene; fuel oil 16% against 28% county-wide. A gas conversion can leave a tank behind. An abandoned tank is most likely in a house that was converted from oil. Buried tanks are outside the standards New York sets for a home inspection, so the seller’s answer matters. (ACS, NYSDEC)

Is Saddle Rock Estates mostly houses or apartments, owned or rented?

32% detached houses, 26% buildings of 20 to 49 units, 23% buildings of 50 or more units; 68% owner-occupied (Nassau County: 82%). With 49% of units in buildings of 20 or more, many purchases here are apartments: the inspection covers the unit, and the roof, plant and risers belong to the board. (ACS)

Is radon a concern in Saddle Rock Estates?

Town of North Hempstead: 194 basement tests, average 1.65 pCi/L, 16 at 4 or above (8%). Nassau County: 6% of 837. First-floor tests there: 48, average 0.88. On the share at 4 or above, it ranks 3rd of the county’s 5 towns and cities. The highest basement reading was 7.5 pCi/L. EPA’s action level is 4 pCi/L, and it advises testing every home whatever the area’s results. Radon testing is optional. (NYSDOH)

Has Saddle Rock Estates flooded? Is the house in a flood zone?

96 flood-insurance claims from zip 11021 since 1978, most in 2021 (11): 75th of the 189 zips on these pages. A claim count describes the zip, not the house. Flood zones follow the address. Check the address on FEMA’s map. (OpenFEMA)

Who holds the permits and certificate of occupancy in Saddle Rock Estates?

The Town of North Hempstead Department of Building, Safety, Inspection & Enforcement. Your attorney usually runs the search. The inspection reports the condition of what is there and flags work that typically needs a permit, such as a finished basement, a dormer or a moved panel, so you know what to ask about.

How does Saddle Rock Estates compare with the towns around it?

By median year built, fuel-oil share and owner-occupancy: Saddle Rock Estates (zip 11021) 1955, 16%, 68%; Lake Success (zip 11020): built 1954, oil 9%, 86% owner-occupied; Little Neck (zip 11362): built 1957, oil 16%, 77% owner-occupied; Manhasset (zip 11030): built 1950, oil 9%, 90% owner-occupied. (ACS)

Which code, water and sewer rules apply in Saddle Rock Estates?

The New York State Uniform Code, groundwater from 46 public water systems, the county sewer-connection rule and the Article XI heating-oil tank closure program: county-wide, written once. They are the same for every town in Nassau County, so they are set out there with their sources instead of on each page.

How much does a home inspection in Saddle Rock Estates cost, and how fast is the report?

Lou quotes the actual property, not a flat rate — what drives the price is size, age and what is included. The written report arrives the same day as a rule; a large or complex house can run to the next morning. Call or text 516-330-3870.

Nassau County, town by town

Every Nassau County place with a page here, each with the real count from Lou's records. The Nassau County page covers the county as a whole.

Where this sits in Lou's territory

Lou covers Long Island, the five boroughs and Westchester from his base in Wantagh, and the archive behind these pages shows where that work has actually concentrated.

Nearby towns Lou has inspected: Great Neck · Kensington (Nassau) · Lake Success · Little Neck · Douglaston · Manhasset · all 250 towns.

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