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Inspect This Home Inspections Army Veteran Owned · NY Licensed
Westchester · colonials

Home inspector in Larchmont, NY

Between 2020 and 2021, Lou Rubino inspected two homes in Larchmont — two jobs, each with a written report, and the photographs below come from them. The reports describe two colonials, from 55 to 98 years old.

Rated 4.9 on Google as of November 2026 · U.S. Army veteran owned · NY licence #16000039568 · 516-330-3870

What the Larchmont reports found

Lou’s two summaries flagged 19 items Repair or Replace, most for the exterior (7), roof, chimney and attic (6) and kitchen (2). Each report, newest first, as Lou wrote it up.

2021, a colonial, about 55 years old: 10 items flagged: 4 roof, chimney and attic; 4 exterior; 2 rooms. As recorded: gable roof, architectural and asphalt/fiberglass, seen from: walked roof, framed with 2 x 6 rafters; attic: attic hatch in 2nd floor hall closet, 4" fiberglass insulation, gable vents, soffit vents and thermostatically controlled fan ventilation; brick and wood shingle full brick and cedar siding, chimney: brick; masonry block foundation, 2 x 10 and 6"x8" wood main beam floor framing, supporting walls; partially insulated ducts, 50 gallon (2-3 people) gas (quick recovery) water heater (basement and utility room); 100-amp circuit breakers (Murray), romex and BX wiring, copper supply pipes, public water, air conditioner unit; casement, sliders and thermal/insulated windows, carpet, hardwood t&g and tile floors, wood cabinets, granite counters. Flagged, in Lou’s words: “Garage roof is about 8-10 years old with one layer”; “Rear upper flat roof section needs silver roof paint”; “No gutter guard on all gutters”; “Gutters full of acorn from large oak tree in yard”; “Rear leader drain clogged with acorn”; “Extra insulation needed between joists in attic”; “Only 4" insulation placed between ceiling joists”; “Right side has damaged wood shingle near lower window and by gable vent”; “Rear basement difficult to close, hits striker plate”; “Safety Item: Rear basement step top platform is very slippery”; “Rear Basement entrance lower platform filled with acorn debris”; “Rear basement steps side walls, cracked both sides from frost heaving”; “Front concrete stoop, platform, cracked at railing posts”; “Two loose cobble stone right front raised flower bed”; “Oak tree overhanging rear upper roof section. Acorn damaging roofing material and clogging gutters”; “Vegetation overcrowding A/C condenser”; “Safety Item: Trip hazard from wood forms for pavers, left rear”; “Asphalt driveway is cracked and needs sealer”; “Tree damage wood stockade fence right rear”; “Floor tile cracked from side door to refrigerator area”. Also noted: “Stopper in sink base cabinet”; “Shower hand held wand does not work”; “Two ceiling lights don't work”; “Exhaust fan hose in attic, too long”; “Set in basement closet under steps”. On the day: 85°F, clear, hot and humid, damp ground, rain in the three days before. Not inspected that day: ceilings; floors; insulation under floor system. Not present in this house: gas/lp firelogs and fireplaces; solid fuel heating devices; sump pump; vapor retarders.

2020, a colonial, about 98 years old: 9 items flagged: 3 exterior; 2 roof, chimney and attic; 2 kitchen. As recorded: gable roof, 3-tab fiberglass and asphalt/fiberglass, seen from: ground, framed with 2 x 6 rafters and 2 x 10 rafters; attic: walk up stairs, light in attic and no storage, below and r-19 insulation, ridge vents, soffit vents and thermostatically controlled fan ventilation; wood shingle look and block and mortar wood, full brick and cedar siding, chimney: brick; masonry block and poured concrete old section foundation, 2 x 8 and 2"x 12"x 3ea main wood beam floor framing, steel lally columns; hydronic heat on natural gas, 50 gallon (2-3 people) gas (quick recovery) water heater (basement and utility room); 200-amp circuit breakers (General Electric # Tm40bc and Square D # Qo30m150), romex and BX wiring, copper supply pipes, public water, air conditioner unit; casement, thermal/insulated and awning windows, hardwood t&g, carpet and pine t & g floors, wood cabinets, granite counters. Flagged, in Lou’s words: “Right rear lower leader pipe should be extended down to lower gutter”; “Left rear lower gutter is leaking at corner”; “Left rear lower leader pipe should be extended down to lower gutter”; “Large tree in front, all gutters need gutter guard”; “Right side attic window is original, single pane inefficient, has water damage, left side glass pane is broken, needs paint and difficult to open”; “Right side storm door does not latch”; “Elevated rear wood deck is not secured to tree stump”; “Rear wood deck needs water proofing”; “Stone steps to rear deck do not have railing”; “Stone steps to rear deck difficult to navigate, steps missing”; “Rear paver patio corner paver is loose”; “Front brick stoop cracked left side”; “Front stoop blue stone treads are loose”; “Left side blue stone treads three are loose”; “Rear flag stone steps riser cracked”; “Safety Hazard: Front concrete walkway is raised in two places”; “Front paver walkway is raised from tree roots”; “Right side walkway is incomplete”; “Driveway, brick retaining wall does not have weep holes”; “Driveway pavers are not cemented down to any sub base and have moved forward into trough drain”. Also noted: “Old left side roof section visible in attic”; “Too cold to test attic fan, thermostat does not register below 70 degrees”; “Front blue stone flagging walkway has cracked joints and loose stones”; “Large tree right front is overhanging and leaning toward house”; “Tree stump near curb is trip hazard”; “Placed in basement closet rear center at 12:10 PM”. On the day: 34°F, clear, damp ground, no rain in the three days before; the house faces NE. Not present in this house: food waste disposer; gas/lp firelogs and fireplaces; instant hot water; insulation under floor system; microwave cooking equipment; range hood; trash compactor; vapor retarders.

“Flagged” is HomeGauge’s Repair or Replace mark, not a verdict on the house. See a complete report.

Related: The Westchester page · What an inspection costs · Schedule an inspection.

What the inspection can examine here

  • The roof, chimney and attic — how the roof was observed is stated in the report, as New York requires, and the attic is entered wherever a hatch allows.
  • The heating plant and any central air — operated in normal mode, dated from the data plate, with the flue and clearances looked at where accessible.
  • Kitchen plumbing, GFCI protection and the built-in appliances, run through their normal cycles.
  • Radon — a separate, optional test arranged alongside the inspection.

Photographs from Larchmont reports

Basement ceiling with a screwdriver pushed into a damaged floor joist, with a red arrow and a report label.
Termite damage to the left side joist close to the closet — the screwdriver easily penetrates the damaged 2x8. Lou recommended evaluation and repair by licensed pest control and carpenter contractors.
Boiler piping with a heavily corroded brass elbow fitting, marked by a red arrow.
Boiler TPR elbow is very corroded, as labelled in the heating section of the report; the red arrow marks the corroded fitting on the boiler piping.

Both photographs are from Lou's own Larchmont inspection reports, chosen because they show a building component and nothing that identifies a property or an owner.

Buying in Larchmont: the questions with sourced answers

Each answer is built from Larchmont’s own rows in public data — the Census, NYSDOH, NYSDEC, FEMA, the office that holds the permits — or from Lou’s reports, and cites its source. Data retrieved 1 November 2026.

How old are the houses in Larchmont?

Median year built in zip 10538: 1938 (Westchester: 1958). Of 7,017 units, 57% predates 1940; 7% is from 2000 on. Next come the 1950s at 12% and the 1940s at 11%. An older house is not a worse house, but its wiring, plumbing and roof were installed under different rules and replaced piecemeal, which is what the inspection looks for. Lou’s reports here: 55 to 98 years old. (ACS)

How are homes in Larchmont heated? Is an oil tank likely?

64% utility gas, 27% fuel oil or kerosene; fuel oil 27% against 30% county-wide. NYSDEC logs 541 petroleum spills at private homes in Larchmont since 1986, 117 since 2015. 14 were logged in 2012, the year of Hurricane Sandy. Ask about a tank, and for closure papers. A tank can be buried in the yard or sit in the basement, and a removed one should come with paperwork. Buried tanks are outside the standards New York sets for a home inspection, so the seller’s answer matters. (ACS, NYSDEC)

Is Larchmont mostly houses or apartments, owned or rented?

61% detached houses, 15% buildings of 20 to 49 units, 14% buildings of 50 or more units; 78% owner-occupied (Westchester: 62%). Detached houses dominate, so most inspections here run from the roof to the foundation of one building. (ACS)

Is radon a concern in Larchmont?

Town of Mamaroneck: 132 basement tests, average 3.89 pCi/L, 41 at 4 or above (31%). Westchester: 18% of 2,826. First-floor tests there: 30, average 1.87. On the share at 4 or above, it ranks 4th of the county’s 23 towns and cities. The highest basement reading was 35.9 pCi/L. EPA’s action level is 4 pCi/L, and it advises testing every home whatever the area’s results. Radon testing is optional. (NYSDOH)

Has Larchmont flooded? Is the house in a flood zone?

866 flood-insurance claims from zip 10538 since 1978, most in 2021 (176): 24th of the 189 zips on these pages. A claim count describes the zip, not the house. Flood zones follow the address. Check the address on FEMA’s map. (OpenFEMA)

Who holds the permits and certificate of occupancy in Larchmont?

The Village of Larchmont Building/Engineering Department. Your attorney usually runs the search. The inspection reports the condition of what is there and flags work that typically needs a permit, such as a finished basement, a dormer or a moved panel, so you know what to ask about.

Which code, water and sewer rules apply in Larchmont?

The New York State Uniform Code, the local water suppliers and the county rule on testing private wells at sale: county-wide, written once. They are the same for every town in Westchester, so they are set out there with their sources instead of on each page.

How much does a home inspection in Larchmont cost, and how fast is the report?

Lou quotes the actual property, not a flat rate — what drives the price is size, age and what is included. The written report arrives the same day as a rule; a large or complex house can run to the next morning. Call or text 516-330-3870.

Where this sits in Lou's territory

Lou covers Long Island, the five boroughs and Westchester from his base in Wantagh, and the archive behind these pages shows where that work has actually concentrated.

Nearby towns Lou has inspected: New Rochelle · Pelham Manor · Bronxville · Scarsdale · Rye · Wakefield · all 250 towns.

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