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Inspect This Home Inspections Army Veteran Owned · NY Licensed
Westchester · colonials and ranch

Home inspector in Yonkers, NY

Between 2015 and 2023, Lou Rubino inspected seven homes in Yonkers — seven jobs, each with a written report, and the photographs below come from them. The reports describe four colonials, two ranches and a Tudor, from 77 to 94 years old.

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What the Yonkers reports found

Lou’s seven summaries flagged 64 items Repair or Replace, most for the exterior (24), roof, chimney and attic (17) and garage (6). Each report, newest first, as Lou wrote it up.

2023, a colonial, new construction: 5 items flagged: 2 exterior; 2 rooms; 1 roof, chimney and attic. As recorded: gable roof, architectural and asphalt/fiberglass; vinyl and full brick siding; poured concrete foundation; heat pump forced air heat on two; 200-amp circuit breakers (Eaton Main Panel), romex wiring, copper supply pipes, public water, heat pump forced air. Flagged, in Lou’s words: “Front entrance roof needs leader and gutter system both sides with splash blocks”; “Rear wall stucco is cracked left side center”; “Left and Right rear stucco wall discolored”; “Soil is eroding toward rear, down left side slope of property”; “Stone retaining wall left rear needs weep hole to relieve hydraulic pressure on wall or wall will push away from foundation”; “Safety Item: In attic screws sticking up through floor near left side window”. Also noted: “Roof has one layer of shingle with ice shield near fascia”; “Water heater emergency drain pan not connected to floor drain”; “Sewage ejection pump can only handle toilet paper and human waste”; “No wipes, paper towels, sanitary napkins or long hair or pump will clog”; “No light in attic at proposed knee wall area”; “Main breaker panel on right front garage wall”.

2021, a colonial, over 90 years old, a two-family house: 16 items flagged: 6 exterior; 4 pool; 3 roof, chimney and attic. As recorded: hip roof, architectural and asphalt/fiberglass; vinyl and eifs siding; brick and rock foundation; electric heat heat on electric and three; (2) 100-amp service panel circuit breakers (General Electric), romex wiring, copper supply pipes, public water, heat pump forced air. Flagged, in Lou’s words: “Broken piece of TV antenna stuck in rear gutter”; “Chimney is out of plumb to left and no rain cap”; “Gutter guard needed do to close proximity of trees”; “Insulation falling from between rafters”; “Before insulation is placed between rafters baffles need to be installed to keep roof material cool”; “Front attic window screen is torn”. Also noted: “Front and rear door bell did not operate”; “Basement apartment main panel, in basement middle bedroom”; “Basement apartment panel cover missing, sheet metal installed instead”; “Safety Item:Plastic space fillers needed for cover, 1st floor main panel”; “Electric radiator in 2nd floor bath did not operate”; “B & G circulator pumps need to be oiled every heating season with 20W motor oil”.

2020, a Tudor, over 90 years old: 7 items flagged: 3 exterior; 2 roof, chimney and attic; 2 kitchen. As recorded: gable roof, architectural and asphalt/fiberglass; stucco siding; masonry block foundation; hydronic heat on oil; 200-amp circuit breakers (Crouse-Hinds and Square D), romex wiring. Flagged, in Lou’s words: “Left rear leader pipe needs extension to channel water away from foundation”; “Left rear leader pipe hanger clamps not secure to house”; “Right rear upper leader pipe need to extend to lower gutter”; “Stucco cracked rear under window”; “Stucco cracked under upper window facade”; “Decorative wood near rear entrance twisted from stucco”. Also noted: “Roof was originally cedar shakes with furring strips”; “New plywood installed over furring strips”; “Left rear bedroom finish is worn out”; “Master bedroom window missing crank handle”; “Basement ceiling not finished”; “Basement walls not finished”.

2019, a colonial, about 94 years old: 8 items flagged: 3 roof, chimney and attic; 3 exterior; 2 garage. As recorded: gable, hip and flat roof, architectural, rubber membrane and asphalt/fiberglass; stucco siding; rock foundation; hydronic heat on natural gas; 100-amp circuit breakers (Murray and Eaton), BX wiring, copper supply pipes, public water, window AC. Flagged, in Lou’s words: “Brick chimney has step crack front side middle, right side joints are eroded”; “Cement cap is cracked and joints eroded”; “Chimney needs pointing about 3/4 way down from top to roof line”; “Many gutters filled with tree debris”; “Flat roof downspouts filled with tree debris”; “Shingle laying in left rear lower gutter”. Also noted: “Roof is 2x6 rafters 24" o/c”; “Old cedar shake roof has been removed and 3/4" plywood installed”; “Left side railing from driveway is loose”; “Never through rock salt on masonry work in winter”; “Blue stone treads on steps from driveway rear mortar joint is cracked”; “Side joints are cracked to bluestone steps from driveway”.

2018, a colonial, about 89 years old: 11 items flagged: 4 garage; 3 exterior; 2 roof, chimney and attic. As recorded: gable roof, 3-tab fiberglass and asphalt/fiberglass; asbestos slate shingle siding; masonry block foundation; hydronic heat on oil; 100-amp circuit breakers (General Electric and Murray), BX wiring, copper supply pipes, public water. Flagged, in Lou’s words: “One raised shingle left side, rear, lower middle”; “Gutters need a downspout every 25 feet”; “Two broken asbestos concrete shingle left side”; “Front door needs paint, saddle with door sweep, lower door lock and handle”; “Front stoop and raised patio railings are loose”; “Metal truss beams are rusted”. Also noted: “Chimney flashing in good condition”; “Only visible at hole in ceiling under first floor bath”; “Must be exposed for 96 hours”; “No ground wire on water main and before and after water meter”; “Ground wire should be as close as possible to exit point of water main”; “Flue closed off, not functional”.

2017, a ranch, about 77 years old: 8 items flagged: 3 roof, chimney and attic; 3 exterior; 1 kitchen. As recorded: gable and flat roof, 3-tab fiberglass and asphalt/fiberglass; wood siding; masonry block foundation; hydronic heat on oil; 100-amp circuit breakers (Eaton), romex and BX wiring, copper supply pipes, public water. Flagged, in Lou’s words: “Small flat roof over basement entrance is worn out”; “Left side gutter filled with debris”; “T111 siding on all four sides is water damaged at bottom”; “T111 warped rear wall upper”; “T111 warped rear wall left side wall upper”; “T111 water damage right side of side entrance from basement entrance roof”. Also noted: “Steps into shed have water damage and are weak”; “Deck rail should be screwed together with corrosion resistant screws”; “Tree overhanging shed and branches hitting roof”; “Tree right rear is leaning toward house and branches overhanging and hitting roof”; “Tree branches right front hitting roof”; “Front sidewalk has extensive salt damage”.

2015, a ranch, about 80 years old: 9 items flagged: 4 exterior; 3 roof, chimney and attic; 1 kitchen. As recorded: hip roof, 3-tab fiberglass and architectural; aluminum siding; poured concrete foundation; 150-amp circuit breakers (Murray), BX wiring, copper supply pipes, public water, window AC. Flagged, in Lou’s words: “Raised section of shingle on roof left side caused by lifting of plywood at seam”; “Ridge cap shingle missing over side entrance”; “Chimney is cracked in many places and open joints”; “Left side of house has only one downspout and leader. Maximum distance between down spouts should be no more than 25 feet”; “Front leader pipe right side berried in ground plants”; “Trim around a/c needs to be sealed and painted”. Also noted: “Chimney flashing is low and should be at 6" high”; “Front stoop brick tread joints opening up and pushing away from structure. Last riser into house about 10". Standard rider is 8"”; “Right side of driveway retaining wall, cracked”; “Open joint on top of wall along sidewalk, allowing water to get behind wall”; “Front sidewalk cracked up”; “Driveway cracked and has no drain for rain run off”.

“Flagged” is HomeGauge’s Repair or Replace mark, not a verdict on the house. See a complete report.

Related: The Westchester page · What an inspection costs · Schedule an inspection.

What the inspection can examine here

  • Siding, trim, flashing, grading and drainage — where water is being sent, and whether it is being sent at the house.
  • The roof, chimney and attic — how the roof was observed is stated in the report, as New York requires, and the attic is entered wherever a hatch allows.
  • Kitchen plumbing, GFCI protection and the built-in appliances, run through their normal cycles.
  • Radon — a separate, optional test arranged alongside the inspection.

Photographs from Yonkers reports

Closed grey electrical panel cover with four red arrows pointing at open knockout holes.
Main panel needs knockout covers, with the 1st floor panel also pictured in the report for this 89-year-old three-story colonial.
Basement floor beside a boiler room wall with a red box around a dark damp patch and a red arrow at the pipe entry point.
Wet spot in the basement boiler room on the right side by the gas pipe entry point, with the floor also damp under the rug at the bottom of the stairs.
Brown asphalt shingle roof seen from above with a red arrow pointing at one lifted shingle tab.
Raised shingle on the roof of an 89-year-old colonial. The report notes the chimney flashing was in good condition.

All three photographs are from Lou's own Yonkers inspection reports, chosen because they show a building component and nothing that identifies a property or an owner.

Buying in Yonkers: the questions with sourced answers

Each answer is built from Yonkers’s own rows in public data — the Census, NYSDOH, NYSDEC, FEMA, the office that holds the permits — or from Lou’s reports, and cites its source. Data retrieved 1 November 2026.

How old are the houses in Yonkers?

Median year built in zip 10703: 1957 (Westchester: 1958). Of 7,925 units, 29% predates 1940; 7% is from 2000 on. Lou’s reports here: 77 to 94 years old. (ACS)

How are homes in Yonkers heated? Is an oil tank likely?

65% utility gas, 16% fuel oil or kerosene; fuel oil 16% against 30% county-wide. NYSDEC logs 1,389 petroleum spills at private homes in Yonkers since 1986, 458 since 2015. A gas conversion can leave a tank behind. Buried tanks are outside the standards. (ACS, NYSDEC)

Is Yonkers mostly houses or apartments, owned or rented?

25% detached houses, 17% buildings of 3 or 4 units; 54% owner-occupied (Westchester: 62%). Lou’s jobs here included a two-family house. (ACS)

Is radon a concern in Yonkers?

City of Yonkers: 172 basement tests, average 2.21 pCi/L, 24 at 4 or above (14%). Westchester: 18% of 2,826. Radon testing is optional. (NYSDOH)

Has Yonkers flooded? Is the house in a flood zone?

228 flood-insurance claims from zip 10703 since 1978, most in 1980 (49): 55th of the 189 zips on these pages. Check the address on FEMA’s map. (OpenFEMA)

Who holds the permits and certificate of occupancy in Yonkers?

The City of Yonkers Department of Housing and Buildings. Your attorney usually runs the search.

Which code, water and sewer rules apply in Yonkers?

The New York State Uniform Code, the local water suppliers and the county rule on testing private wells at sale: county-wide, written once.

How much does a home inspection in Yonkers cost, and how fast is the report?

Lou quotes the actual property, not a flat rate — what drives the price is size, age and what is included. The written report arrives the same day as a rule; a large or complex house can run to the next morning. Call or text 516-330-3870.

Where this sits in Lou's territory

Lou covers Long Island, the five boroughs and Westchester from his base in Wantagh, and the archive behind these pages shows where that work has actually concentrated.

Nearby towns Lou has inspected: Hastings-on-Hudson · Bronxville · Riverdale · Fieldston · Ardsley · Woodlawn · all 250 towns.

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