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Inspect This Home Inspections Army Veteran Owned · NY Licensed
Westchester · capes and colonial

Home inspector in White Plains, NY

Between 2015 and 2023, Lou Rubino inspected five homes in White Plains — five jobs, each with a written report, and the photographs below come from them. The reports describe two capes, a colonial, an expanded cape and a town home, from 33 to 115 years old.

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What the White Plains reports found

Lou’s five summaries flagged 37 items Repair or Replace, most for the roof, chimney and attic (17), exterior (10) and kitchen (4). Each report, newest first, as Lou wrote it up.

2023, a town home, about 33 years old: 2 items flagged: 2 structure. As recorded: poured concrete foundation.

2016, an expanded cape, about 80 years old: 11 items flagged: 4 roof, chimney and attic; 3 exterior; 2 kitchen. As recorded: gable and flat roof, architectural, slate and asphalt/fiberglass; stone and aluminum siding; masonry block foundation; forced air heat on gas; 200-amp circuit breakers (Murray), romex wiring, copper supply pipes, public water, air conditioner unit. Flagged, in Lou’s words: “Slate shingle roof is 80 years old”; “Many loose, broken, and thin slates on roof”; “Rear roof flat section worn”; “Loose brick on chimney left side”; “Flashing to skylight over second floor sun room needs to be flashed”; “Front gutter not installed close enough to roof line”; “Rain water missing gutter”; “Right front leader pipe extension is disconnected”. Also noted: “Rear patio pavers and steps are uneven and border is loose”; “Stone walkway deteriorated near driveway”; “Fire Hydrant across from house”; “Sun room wood ceiling has termite damage”; “Railing to stairwell over garage is loose”; “Railing to second floor loose near landing”; “Door to basement is not installed”; “Sun room right side window crank is broken”.

2016, a cape, about 59 years old: 13 items flagged: 6 exterior; 3 roof, chimney and attic; 2 kitchen. As recorded: gable roof, 3-tab fiberglass; full brick, cedar and aluminum siding; masonry block foundation; forced hot air heat on gas; 200-amp circuit breakers (Square D), romex wiring, copper supply pipes, public water, window AC. Flagged, in Lou’s words: “Leader pipe left rear is not fully in drain pipe”; “Right rear leader pipe is crushed”; “Rear gutter upper section support spikes pulling out”; “Front and rear gutters have debris inside”; “Insulation missing from between ceiling joists in attic”; “Living room picture window therma-pane is fogged”; “Left rear bay window is dropping out of square”; “Deck step railing loose and treads pulling away from stringers”. Also noted: “Top layer about 10 years old”; “Outlet front wall and left and right side walls are hot and neutral reversed”; “Knewel loose at base of hall steps”; “Window lock broken right rear bedroom first floor”; “Sink and tub both slow draining”; “Moisture in floor over whole house trap, at bottom of basement steps”; “Main water shut off in driveway”; “Main water shut off in wall at base of basement steps with water meter”.

2015, a colonial, about 115 years old: 6 items flagged: 5 roof, chimney and attic. As recorded: architectural. Flagged, in Lou’s words: “Only one layer with starter row, very good. Old roof was torn down before new layer installed”; “Copper Flashing on fireplace chimney very good, tucked into brick joints”; “Boiler chimney side copper flashing, very good, tucked into brick joints”; “Large valley in flashing on peek side will hold snow and ice in winter months and cause ice damming up under shingles leaking inside”; “Front porch gutters are filled with leaf debris”; “Rear gutters filled with leaf debris”; “Front porch Fascia board need paint or to be covered by aluminum or vinyl trim”; “Water damage on ceiling in master closet from ice damming of chimney”. Also noted: “Inside attic no signs of water intrusion on upside of boiler chimney”; “Inside attic no signs of water intrusion on lower side of boiler chimney”.

2015, a cape, about 67 years old: 6 items flagged: 5 roof, chimney and attic; 1 exterior. As recorded: architectural; vinyl and westchester granite siding. Flagged, in Lou’s words: “Shingle lifted near left side of chimney”; “Shingle caps over front dog house dormer are worn out”; “Shingle caps over right side extension are worn out”; “Shingle caps over breezeway are worn out”; “Cement cap at top of chimney needs is cracked”; “Rear dormer nails pulling out of gutter right side”; “Right side dormer leader pipe needs to be extended to lower gutter and secured”; “Left side dormer leader needs to be extended to lower gutter and secured”.

“Flagged” is HomeGauge’s Repair or Replace mark, not a verdict on the house. See a complete report.

Related: The Westchester page · What an inspection costs · Schedule an inspection.

What the inspection can examine here

  • Siding, trim, flashing, grading and drainage — where water is being sent, and whether it is being sent at the house.
  • The roof, chimney and attic — how the roof was observed is stated in the report, as New York requires, and the attic is entered wherever a hatch allows.
  • Kitchen plumbing, GFCI protection and the built-in appliances, run through their normal cycles.
  • Radon — a separate, optional test arranged alongside the inspection.

Photographs from White Plains reports

Stone chimney top with a concrete cap and a wire mesh rain cap, two red arrows pointing at cracks in the cap.
The cement cap at the top of the chimney is cracked. Lou recommended evaluation and repair by a licensed brick mason contractor.
Grey shingle roof slope seen from above with scattered patches of green growth and two red arrows pointing at them.
and the shingle caps over the breezeway are worn out.
Gutter along a dormer roof edge packed with leaves and debris, with a cable draped across the shingles and a red arrow at the gutter.
The rear dormer gutter is filled with debris, and the right side dormer leader pipe needs to be extended to the lower gutter and secured.

All three photographs are from Lou's own White Plains inspection reports, chosen because they show a building component and nothing that identifies a property or an owner.

Buying in White Plains: the questions with sourced answers

Each answer is built from White Plains’s own rows in public data — the Census, NYSDOH, NYSDEC, FEMA, the office that holds the permits — or from Lou’s reports, and cites its source. Data retrieved 1 November 2026.

How old are the houses in White Plains?

Median year built in zip 10606: 1961 (Westchester: 1958). Of 6,920 units, 42% predates 1940; 22% is from 2000 on. Lou’s reports here: 33 to 115 years old. (ACS)

How are homes in White Plains heated? Is an oil tank likely?

53% utility gas, 25% fuel oil or kerosene; fuel oil 25% against 30% county-wide. NYSDEC logs 1,203 petroleum spills at private homes in White Plains since 1986, 313 since 2015. Ask about a tank, and for closure papers. Buried tanks are outside the standards. (ACS, NYSDEC)

Is White Plains mostly houses or apartments, owned or rented?

32% buildings of 50 or more units, 28% detached houses; 38% owner-occupied (Westchester: 62%). Lou’s jobs here included a townhouse. (ACS)

Is radon a concern in White Plains?

City of White Plains: 169 basement tests, average 2.71 pCi/L, 17 at 4 or above (10%). Westchester: 18% of 2,826. Radon testing is optional. (NYSDOH)

Has White Plains flooded? Is the house in a flood zone?

19 flood-insurance claims from zip 10606 since 1978: 148th of the 189 zips on these pages. Check the address on FEMA’s map. (OpenFEMA)

Who holds the permits and certificate of occupancy in White Plains?

The City of White Plains Building Department. Your attorney usually runs the search.

Which code, water and sewer rules apply in White Plains?

The New York State Uniform Code, the local water suppliers and the county rule on testing private wells at sale: county-wide, written once.

How much does a home inspection in White Plains cost, and how fast is the report?

Lou quotes the actual property, not a flat rate — what drives the price is size, age and what is included. The written report arrives the same day as a rule; a large or complex house can run to the next morning. Call or text 516-330-3870.

Where this sits in Lou's territory

Lou covers Long Island, the five boroughs and Westchester from his base in Wantagh, and the archive behind these pages shows where that work has actually concentrated.

Nearby towns Lou has inspected: Hartsdale · Scarsdale · Ardsley · New Rochelle · Rye · Hastings-on-Hudson · all 250 towns.

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